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Paycheck Calculator — Calculate Your Net Pay

Free paycheck calculator. Enter your gross pay, pay period, and filing status to estimate your federal take-home pay after taxes.

Estimated Net Pay per Period

Frequently Asked Questions

How accurate is this paycheck calculator?

This calculator provides a close estimate based on 2024 federal tax brackets, standard deduction, and FICA rates. Actual paychecks may vary based on your specific W-4 elections, state rules, and employer deductions.

What is gross pay vs net pay?

Gross pay is your total earnings before any deductions. Net pay (take-home pay) is what you receive after federal taxes, FICA, state taxes, and other deductions are subtracted.

What does bi-weekly vs semi-monthly mean?

Bi-weekly means paid every two weeks (26 paychecks/year). Semi-monthly means paid twice a month on set dates like the 1st and 15th (24 paychecks/year).

What are pre-tax deductions?

Pre-tax deductions (like 401k contributions, health insurance premiums, FSA contributions) reduce your taxable income, lowering your tax bill.

How can I increase my take-home pay?

Maximize pre-tax deductions like 401k and HSA contributions, adjust your W-4 allowances, and consider tax-advantaged accounts. Tracking income and spending habits with an app like Brite helps you stay on budget.

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